FOR FINANCIAL PROFESSIONAL USE ONLY
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Sales Outside Resident State Form
Reps must now complete the Certification Form for Sales to Applicants Outside of Their Resident State (EF-054) if an applicant is buying a life or annuity contract outside the applicant’s primary residence state. See the instructions for how/when to complete it.
Suitability Questionnaire
There is a new Suitability Questionnaire (CF-21-31018) and new instructions (CF-21-31019). The Questionnaire can be used in all states except Florida. Older versions are still accepted at this time, but begin using the new form now.
Other Form Updates
Systematic Withdrawal Request forms (IL-00-1812 & NI-00-1813)
Individual Retirement Account RMD forms (IL-77-31013 & NI-77-31008)
Partial Withdrawal/Policy Loan Request forms (IL-77-0052 & NI-77-0049)
Request for Surrender forms (IL-77-0053 & NI-00-1842)
All paperwork kits will be updated online and available for order by August 31, 2015
One-Question Worksheet
One question can lead to more annuity sales. We have a worksheet that states it clearly … concisely … simply. Try it with your clients.
Annuities are issued by Integrity Life Insurance Company, Cincinnati, OH, or National Integrity Life Insurance Company, Greenwich, NY. Integrity operates in DC and all states except ME, NH, NY and VT, where National Integrity operates. W&S Financial Group Distributors, Inc. is an affiliated agency of the issuer. Issuer has sole financial responsibility for its products. All are Western & Southern Financial Group members.
Indextra:
Single Premium Deferred Annuity contract series ICC14 ENT-03 1406, ICC14 ER.03 GLWB-I 1406, ICC14 ER.04 GLWB-S 1406, ICC14 EE.21 GMAV-7 1406, ICC14 EE.22 GMAV-10 1406, ICC14 EE.23 SI-MY-PTP 1406, ICC14 EE.23 SI-PTP 1406, ICC14 EE.23 SI-MA 1406, ICC14 EE.24 ROP 1406, ICC14 EE.25 WWC 1406, ENT-03 1406, ER.03 GLWB-I 1406, ER.04 GLWB-S 1406, EE.21 GMAV-7 1406, EE.22 GMAV-10 1406, EE.23 SI-MY-PTP 1406, EE.23 SI-PTP 1406, EE.23 SI-MA 1406, EE.24 ROP 1406 and EE.25 WWC 1406.
Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest. Riders are optional and contain additional cost. Diversification may not protect against market risk. See your financial professional for guidance regarding your specific situation.
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. Product approval, availability and features may vary by state. See your financial professional for details and limitations. Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals prior to age 59½ are generally subject to a 10% IRS penalty tax. Western & Southern member companies and their agents do not offer tax advice. Consult an attorney or tax advisor.
| No bank guarantee | Not a deposit | May lose value |
| Not FDIC/NCUA insured | Not insured by any federal government agency | |
© 2015 Western & Southern Financial Group. All rights reserved.
CF-46-33007-IA-081015
Producers Financial Network, LLC is a full service insurance marketing organization providing Life, Annuity, LTC and Asset Based Long Term Care products based in Colorado Springs.
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