Out of the many carriers and life products we have to offer you, certain products standout, have a market edge over the competition, or will fit well into niche sales areas. These will be highlighted here for easy access.
Please call us to discuss complete product details and to learn how and why they fit so well in the marketplace.
The Rapid Builder IUL is perfect safe-money idea for clients who have money on the sidelines which they will pass on to their children. This client has not yet taken your recommendation that life insurance is the most tax efficient way to transfer that money to their heirs. This can product can easily seal the deal!
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When pure price is the main driver of the GUL sale; when there’s no need for cash value build up, Symetra will win the day price wise in many instances. They could be described as the Banner Life of the GUL space; the product does compete well when you are in competition on a low cost life sale.
Did you know that many of the LTC/Chronic Illness riders on life policies have a benefit which you won’t know until time of claim? Although we love so many of the “no cost upfront” chronic illness riders, it’s sometimes difficult to explain to clients that their benefit will be reduced at the time of claim by a net present value calculation based off of the client’s to be determined life expectancy at claim.
We’ve found many clients are willing to pay just a bit more upfront in order to know exactly what they’ll receive when they need it. Check out these materials on Protective’s Enhanced Care Rider and give us a call for an illustration on your next client.
Producers Financial Network, LLC is a full service insurance marketing organization providing Life, Annuity, LTC and Asset Based Long Term Care products based in Colorado Springs.
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